{"id":8189,"date":"2026-09-01T19:15:17","date_gmt":"2026-09-01T19:15:17","guid":{"rendered":"https:\/\/nextcitydigest.com\/?p=8189"},"modified":"2026-09-01T19:15:17","modified_gmt":"2026-09-01T19:15:17","slug":"study-how-much-income-is-considered-middle-class-in-the-bay-area","status":"publish","type":"post","link":"https:\/\/nextcitydigest.com\/?p=8189","title":{"rendered":"Study: How much income is considered middle-class in the Bay Area?"},"content":{"rendered":"<div>\n<div>\n<p>A new study looks at how much annual household income it takes to be considered middle-class in the most expensive cities in the U.S. Not surprisingly, Bay Area cities took up eight spots in the list of the 10 most expensive cities with a population over 100,000, compiled by MoneyLion, a mobile banking company.<\/p>\n<p>Read more <a href=\"https:\/\/nextcitydigest.com\/?p=8187\">Lionel Richie, set to play the Bay Area, hospitalized in intensive care<\/a><\/p>\n<p>The most affluent city on the list was Sunnyvale, with a median household income of $186,170 in 2024. However, to be considered upper-middle-class in the city, you will have to make in the range of $289,600 to $372,340, according to the study. In fact, in Sunnyvale, Fremont, Santa Clara and San Mateo, a household has to make in the $300K-plus range to be considered upper middle class.<\/p>\n<p>Read more <a href=\"https:\/\/nextcitydigest.com\/?p=8185\">H-1B visa: Trump administration proposes new rule to strip right to work from visa holders\u2019 spouses<\/a><\/p>\n<p>The middle-class range in the study had a lower and upper limit. It used Pew Research\u2019s definition of middle class: two-thirds of the median household income on the lower end to double the median number on the upper end. Therefore, you could still be considered middle-class in Sunnyvale if your household made $124,113 a year, according to the data. Here are the results from the top 10 list:<\/p>\n<p>Read more <a href=\"https:\/\/nextcitydigest.com\/?p=8183\">Beast from the East Bay: When the Oakland Raiders ruled the NFL<\/a><\/p>\n<p><strong>1. Sunnyvale, California<\/strong><\/p>\n<ul>\n<li>2024 median household income: $186,170<\/li>\n<li>Lowest end of middle-class income: $124,113<\/li>\n<li>Highest end of middle-class income: $372,340<\/li>\n<li>Lower-middle-class range (lowest end-highest end): $124,113 to $206,856<\/li>\n<li>Upper-middle-class range (lowest end-highest end): $289,600 to $372,340<\/li>\n<\/ul>\n<p><strong>2. San Mateo, California<\/strong><\/p>\n<ul>\n<li>2024 median household income: $153,504<\/li>\n<li>Lowest end of middle-class income: $102,336<\/li>\n<li>Highest end of middle-class income: $307,008<\/li>\n<li>Lower-middle-class range (lowest end-highest end): $102,336 to $170,560<\/li>\n<li>Upper-middle-class range (lowest end-highest end): $238,786 to $307,008<\/li>\n<\/ul>\n<p><strong>3. San Francisco<\/strong><\/p>\n<ul>\n<li>2024 median household income: $140,970<\/li>\n<li>Lowest end of middle-class income: $93,980<\/li>\n<li>Highest end of middle-class income: $281,940<\/li>\n<li>Lower-middle-class range (lowest end-highest end): $93,980 to $156,633<\/li>\n<li>Upper-middle-class range (lowest end-highest end): $219,289 to $281,940<\/li>\n<\/ul>\n<p><strong>4. Santa Clara, California<\/strong><\/p>\n<div>\n<\/div>\n<ul>\n<li>2024 median household income: $178,958<\/li>\n<li>Lowest end of middle-class income: $119,305<\/li>\n<li>Highest end of middle-class income: $357,916<\/li>\n<li>Lower-middle-class range (lowest end-highest end): $119,305 to $198,842<\/li>\n<li>Upper-middle-class range (lowest end-highest end): $278,381 to $357,916<\/li>\n<\/ul>\n<p><strong>5. Berkeley, California<\/strong><\/p>\n<ul>\n<li>2024 median household income: $108,092<\/li>\n<li>Lowest end of middle-class income: $72,061<\/li>\n<li>Highest end of middle-class income: $216,184<\/li>\n<li>Lower-middle-class range (lowest end-highest end): $72,061 to $120,102<\/li>\n<li>Upper-middle-class range (lowest end-highest end): $168,145 to $216,184<\/li>\n<\/ul>\n<p><strong>6. Fremont, California<\/strong><\/p>\n<ul>\n<li>2024 median household income: $181,506<\/li>\n<li>Lowest end of middle-class income: $121,004<\/li>\n<li>Highest end of middle-class income: $363,012<\/li>\n<li>Lower-middle-class range (lowest end-highest end): $121,004 to $201,673<\/li>\n<li>Upper-middle-class range (lowest end-highest end): $282,345 to $363,012<\/li>\n<\/ul>\n<p><strong>7. San Jose, California<\/strong><\/p>\n<ul>\n<li>2024 median household income: $146,427<\/li>\n<li>Lowest end of middle-class income: $97,618<\/li>\n<li>Highest end of middle-class income: $292,854<\/li>\n<li>Lower-middle-class range (lowest end-highest end): $97,618 to $162,697<\/li>\n<li>Upper-middle-class range (lowest end-highest end): $227,777 to $292,854<\/li>\n<\/ul>\n<p><strong>8. Daly City, California<\/strong><\/p>\n<div>\n<\/div>\n<ul>\n<li>2024 median household income: $123,547<\/li>\n<li>Lowest end of middle-class income: $82,365<\/li>\n<li>Highest end of middle-class income: $247,094<\/li>\n<li>Lower-middle-class range (lowest end-highest end): $82,365 to $137,274<\/li>\n<li>Upper-middle-class range (lowest end-highest end): $192,186 to $247,094<\/li>\n<\/ul>\n<p><strong>9. Bellevue, Washington<\/strong><\/p>\n<ul>\n<li>2024 median household income: $165,576<\/li>\n<li>Lowest end of middle-class income: $110,384<\/li>\n<li>Highest end of middle-class income: $331,152<\/li>\n<li>Lower-middle-class range (lowest end-highest end): $110,384 to $183,973<\/li>\n<li>Upper-middle-class range (lowest end-highest end): $257,565 to $331,152<\/li>\n<\/ul>\n<p><strong>10. Glendale, California<\/strong><\/p>\n<ul>\n<li>2024 median household income: $88,393<\/li>\n<li>Lowest end of middle-class income: $58,929<\/li>\n<li>Highest end of middle-class income: $176,786<\/li>\n<li>Lower-middle-class range (lowest end-highest end): $58,929 to $98,214<\/li>\n<li>Upper-middle-class range (lowest end-highest end): $137,502 to $176,786<\/li>\n<\/ul>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A new study looks at how much annual household income it takes to be considered middle class.<\/p>\n","protected":false},"author":1,"featured_media":8188,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-8189","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Study: How much income is considered middle-class in the Bay Area? 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